Quick disbursement in your current account opened digitally
Renewable on annual basis
%
Limits upto Rs. 50 Lakhs
No Pre-payment charges
Lets Begin!
Do you have an ICICI Bank Account?
Disclaimer
Terms & Conditions Apply. The grant of overdraft facility is at the absolute discretion of ICICI Bank ("Bank")
and is subject to submission of requisite documents and meeting Bank's eligibility criteria.
The Bank reserves the right, at any time, to modify/alter any of the terms & conditions of the facility.
The applicant authorizes the Bank to assess the Credit Bureau report of the Entity/ Proprietors/ Partners/ Directors and to call,
SMS or communicate via WhatsApp. This consent overrides any registration for DNC/NDNC.
Oh Great!
What type of account you have?
Do You have an ICICI Bank Internet Bank Login/Debit Card?
Key features
Quick disbursement in your current account opened digitally
Collateral free credit basis account statement and other matrix
Economical
Interest is charged monthly in arrears, on the last day of every month
Interest to be paid within 7 days in the following month*
(Interest must be paid even if unutilised OD balance is more than the interest payable)
I/We hereby expressly authorize and give consent to ICICI Bank to, disclose, transfer or
part with any of my/our information, (including location), or any other device information when ICICI Bank
considers such disclosure as necessary, with:
Agents of ICICI Bank, ICICI Bank’s group entities/ in any jurisdiction;
Auditors, credit rating agencies/credit bureaus, statutory/regulatory authorities,
governmental/administrative authorities, Central Know Your Customer (CKYC) registry
or SEBI Know Your Client registration agency, having jurisdiction over ICICI Bank or its group entities;
Service providers, or such person with whom ICICI Bank contracts or proposes to contract;
(Collectively referred to as “Permitted Persons”)
For the purposes of:
Provision of the facility and completion of on-boarding formalities; or
Complying with KYC requirements; or
Compliance with applicable laws or any order (judicial or otherwise), statutory/regulatory requirement; or
for credit review of facilities availed; or
authentication or verification; or
research or analysis, credit reporting & scoring, risk management, participation in any telecommunication; or
electronic clearing network and for use or processing of the said information/data.
Disclosing any default in payment, for the purposes of recovering such amounts.
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